Rachel moved to New York City in the late Nineties from Suffolk, England and honed her songwriting craft with her unique ‘bass and voice’ style. Rachel has created six full-length LP’s: Firefly (2001), Mint (2003), Peach Pony (2005) (includes a duet with Norah Jones),  Colors (2010), So Bright (2015), and The Moonlights (2017) (a collaboration with Dean Jones). Peach Pony was released in several international territories to critical acclaim.   Rachel sang onstage with Norah Jones at the Grammy™ Awards in 2003 and is featured alongside her, songwriter,Jesse Harris, and others, on the Best of the Living Room compilation released in 2002.  Rachel has recorded vocals with Moby, as well as Chris Ballew of Presidents Of The United States' family music project, Caspar Babypants on his album Sing Along (2011). Rachel has toured in the United States as well as internationally to Ireland, the UK, France, Germany, Scandinavia and South Korea. Rachel also lent her vocal talents to the Grammy™ Winning album Can You Canoe? (2013) by The Okee Dokee Brothers, and Grammy™ Nominated albums Dark Pie Concerns (2016) and Brighter Side (2018) by Gustafer Yellowgold. 
 
In 2005 Rachel co-founded Apple-eye Productions with her husband Morgan Taylor to create an outlet for their creative projects, including Gustafer Yellowgold. Her role as manager, business administrator and creative graphic production designer, has led to the project to becoming a nationally known and critically acclaimed family-entertainment brand.  

After Morgan's sudden and unexpected death in 2022 from Toxic Septic Shock Syndrome, Rachel curated and performed at a number of concerts to honor Morgan's music and life, and also produced and released Best of Gustafer Yellowgold double vinyl album, The first LP is the top 14 songs voted for by Gustafer Yellowgold fans, and the second featured recordings of Morgan Taylor/Gustafer Yellowgold songs by Frances England, Justin Roberts, Parker Jacobs, Chris Ballew, Jason Rabinowitz, The Okee Dokee Brothers, Greta Gertler, Wier Harman, Josh Parks, Recess Monkey, Billy Kelly, Jacob Lawson, The Quiet Two, Dean Jones, Gail Ann Dorsey, Friends of Gustafer Yellowgold, and a reading by their younger son, Ridley Loshak-Taylor. Older son, Older son, Harvey Loshak-Taylor, drew the art for the cover. 

In the summer of 2023, as part of her grieving process, Rachel recorded 10 songs with Dean Jones at No Parking Studio. These songs will be released as a collection entitled Songs to the Sun. 

Rachel now lives in Columbia County, NY, with Harvey and Ridley.